Description :

Pretax and post-tax Roth savings through payroll deduction
Company match of employee contribution: 25 cents to every dollar up to 4% of base salary
Employee may enroll, suspend and make changes to contributions at anytime

Eligibility :

All regular status employees age 18 and older
Qualifying plan dates following 6 months of hire:
Jan 1
Apr 1
Jul 1
Oct 1

Employee Contribution :

Minimum of  $1
Maximum of 100% of salary up to annual IRS deferral limit, and less other
elective deferrals and required deductions
Make up contributions permitted for employees age 50 and over

Description :

10 company designated holidays per calendar year

On declared calendar days and Floating Holidays

Eligibility :

All regular FT employees Excluding Band 1 Hourly employees
Must be on active pay status day before and day after holiday

Employee Contribution :

None

Description :

All Full time employees in Band 2, 3, 4, 5 and Band 1 Salaried: 2 weeks accrual per year

After 5 years of employment: 3 weeks accrual per year

Eligibility :

All regular FT employees

Prorated from Date of Hire

Employee Contribution :

None

Description :

Band 1 Hourly employees – 10 days accrual per year (pro-rated as per the start date)

After 6 months of service (as on Jan 1st of the following year) – 12 days accrual per year.

After 18 months of service (as on Jan 1st of the following year)  – 15 days per year.

Eligibility :

All regular FT employees Prorated eligibility in the year employee is hired - from Date of Hire to Dec. 31st

Employee Contribution :

None.

Description :

Used for personal illness/doctor’s appointments

Eligibility :

All Full Time employees in Band 2, 3, 4, 5 and Band 1 Salaried

Prorated from Date of Hire

Employee Contribution :

None

Description :

Employees may seek assistance for tuition and fees for academic education.

Reimbursement of up to $1500 per calendar year for cost of tuition, books, and parking for courses toward continuing education, certification program, associate's degree or a bachelor's degree

Eligibility :

Regular FT employees in all bands

Employee Contribution :

None

Eligibility :

All regular full time employees
Spouse or same sex domestic partner and dependent child(ren) of eligible employee
Date:
Band 1 & 2 – 1st of the month following 60 days of employment

Band 3, 4, 5 –1st of the month following 30 days of employment

Employee Contribution :

Cost Sharing depending on type of plan and type of coverage chosen by the employee.

Description :

5 different plan options offered through Aetna, including HDHP with HSA account. Company contributes pre-tax money to employee HSA account.

Eligibility :

All regular full time employees
Spouse or same sex domestic partner and dependent child(ren) of eligible employee
Date:
 Band 1 & 2 – 1st of the month following 60 days of employment

Band 3, 4, 5 –1st of the month following 30 days of employment

Employee Contribution :

Cost Sharing depending on type of plan and type of coverage chosen by the employee

Description :

Industry benchmarked dental benefits provided through 2 different carriers, Aetna & Cigna. Employees have an option to select the plan, carrier & network of their choice

Eligibility :

All regular full time employees working
Spouse or same sex domestic partner and dependent child(ren) of eligible employee
Date:
 Band 1 & 2 – 1st of the month following 60 days of employment
 Band 3, 4, 5 –1st of the month following 30 days of employment

Employee Contribution :

Employee paid only.

Description :

Vision benefits through Superior Vision

Eligibility :

All regular full time employees.

Must enroll during open enrollment period in December.

Description :

Enables employees to pay for dependent care and health expenses with pretax dollars

Employee Contribution :

Maximum $4,000 until 12/31/2012 and $2,500 starting 1/1/2013.
$5000 for Dependent Care

Eligibility :

Only those who elect HDHP plan may participate in the HSA.

Description :

HSAs combine the benefits of both traditional and Roth 401(k)s and IRAs for medical expenses. Taxpayers receive a 100% income tax deduction on annual contributions, they may withdraw HSA funds tax-free to reimburse themselves for qualified medical expenses, and they may defer taking such reimbursements indefinitely without penalties.

Employee Contribution :

Individual may contribute up to $3,250 and family $6,450.

In addition QuEST global will contribute $250 for individual, $500 for employee and spouse, $400 for Employee and children and $1000 for family.